The main SWIFT/BIC code commonly used for international transfers to BDO Unibank in the Philippines is BNORPHMMXXX (core code: BNORPHMM). If you are unsure whether your receiving branch uses a specific variant, the head-office code is typically accepted for most transfers.
What is a SWIFT/BIC code?: A SWIFT code (also called a BIC) is an international bank identifier used to route cross-border wire transfers and payments. It is usually 8 or 11 characters. The first 8 identify the bank and country/location; the optional last 3 identify a branch.
BDO Unibank SWIFT code: Main (head office) code: BNORPHMMXXX. The first 8 characters (BNORPHMM) are the core identifier; the last three characters (XXX) commonly represent the primary office.
Do all branches use the same SWIFT code?: For many international transfers, the main code is used. Some banking entities or specific services may have different codes. If a sender asks for a branch-specific code, confirm with the receiving account details and your remittance provider.
BDO bank address for SWIFT transfers: Commonly listed address details: BDO Corporate Center, 7899 Makati Avenue, Makati City, Philippines. When completing a wire form, also include the beneficiary name and account number exactly as provided.
Quick checklist to avoid transfer delays: Use the correct SWIFT code, match beneficiary details exactly, include the receiving bank name, and double-check currency and fees. If the sender’s bank requires a branch code, verify before sending.
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